Patient Advocacy Without the Call Center

Vermont Medicare, by the Numbers

The data layer behind our Vermont guide and all 47 city pages, in one place: CMS enrollment, Census demographics, and federal shortage designations, county by county.

Plans we accept in Vermont covering ~63.5% of Vermont's Medicare beneficiaries
  • Original Medicare
  • UnitedHealthcare ~15% of MA members
  • Humana <1% of MA members

Coverage data 2025. Plan networks change - we confirm exactly what your plan covers before any work begins.

168,122Medicare beneficiaries statewide (2025)
30.8%chose Medicare Advantage plans
27,574dual-eligible for Medicare and Medicaid
39,426Vermont residents 65+ live alone
175 minmedian ER visit statewide (CMS)
16federal primary-care shortage designations

Medicare Enrollment by County

The 14 of Vermont's 14 counties that our city pages cover, with 168,121 beneficiaries. Each county links to its anchor city page.

County or city Medicare beneficiaries Medicare Advantage share Dual-eligible Residents 65+ Shortage designations
Chittenden County 35,679 35.1% 5,177 27,558 1
Rutland County 18,368 30.4% 3,549 14,500 1
Windsor County 17,211 29.3% 2,403 14,336 1
Washington County 15,542 23.7% 2,398 12,602 1
Windham County 13,263 27.6% 2,296 11,325 1
Franklin County 11,558 32.8% 2,116 8,697 2
Bennington County 10,956 29% 1,937 8,865 2
Addison County 9,948 34.3% 1,278 8,266 1
Orange County 8,402 26.5% 1,285 6,752 3
Caledonia County 8,364 31.5% 1,533 6,840 1
Orleans County 8,138 32.4% 1,874 6,410 0
Lamoille County 6,231 29.1% 1,038 4,728 1
Grand Isle County 2,438 37.9% 291 1,668 1
Essex County 2,023 31.9% 400 1,594 1

Statewide, 30.8% of beneficiaries chose Medicare Advantage in 2025. Counties above that line see more prior authorizations and more denials worth appealing; counties below it lean on Medigap, where Vermont has no birthday rule: after the six-month open enrollment, switching supplements usually means medical underwriting unless a federal guaranteed issue right applies. About 8.2% of Vermont seniors live below the poverty line, the group most likely to qualify for unclaimed help: Extra Help and Vermont's Medicare Savings Programs, which the Department of Vermont Health Access decides on income alone, with no resource limit. For the full rundown, sources included, see our Vermont patient advocacy hub.

The Numbers Are the Backdrop. The Help Is the Point.

One dedicated advocate for the bills, appeals, appointments, and paperwork, serving all 14 Vermont counties virtually, usually at $0 with Medicare.

Or start from your city: every Vermont city we serve.

Sources: CMS Medicare Monthly Enrollment (2025); US Census Bureau ACS 2023 5-year; CMS Care Compare Timely & Effective Care (median ER minutes, period ending 09/30/2025); HRSA Health Professional Shortage Area designation file. Data retrieved 2026-10-16. Understood Care is an independent private advocacy service, not a government agency.